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Travel Insurance

Horenberg Insurance Services, Inc. offers you a range of travel insurance products:

Vacation Insurance

RoundTrip - Emergency Medical, Cancellation, Baggage - help ensure you're prepared in the event of an accident, sickness or loss when traveling, or even if something causes your trip to be canceled.
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Temporary Worldwide Medical Insurance

Liaison International - Medical Insurance outside your home country - 15 days to 3 years of coverage for non-citizens visiting the US, US citizens traveling overseas, and international travelers requiring renewable coverage.
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Permanent Worldwide Medical Insurance

ResidePrime - Worldwide Medical Insurance for non-U.S. Residents - For US citizens relocating or spending an extended amount of time overseas, and for foreign nationals seeking a comprehensive plan providing protection in your home country as well as the freedom to travel abroad.
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Emergency Medical Evacuation Insurance

Emergency medical evacuation, repatriation of mortal remains, accidental death and dismemberment, and incidental medical expenses for persons traveling outside their Home Country or Country of Residence.
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ANNOUNCEMENTS
Mopeds and Scooters


Effective October 1st, 2012, the State of Maryland will begin requiring all mopeds and motor scooters, regardless of engine size, that are operated on public highways to be titled and registered by the Maryland MVA as well as requiring all operators and passenger to wear protective headgear and specified eyewear.  Owners of these vehicles will also be required to purchase and maintain the appropriate insurance.  Contact us today for a no obligation quote for insuring your Scooter, Moped, Motorcycle, ATV or any other motorized vehicle.
Hurricane Season


Now is the time to prepare for what is predicted to be an active season. Although the tropics are quiet now, meteorologists have predicted 11-12 named storms, 5-6 hurricanes and 2 major hurricanes this year. Click here for more information about the 2012 Hurricane Season Forecast.
Health Reform


Health Reform – Learn how it will affect you!
Click here for information.
Travel Insurance


Protect yourself when you travel.  Vacation, Temporary Worldwide Medical, Permanent Worldwide Medical, and Emergency Medical Evacuation Insurance. Click here to review and purchase Travel Insurance!
Spring Flooding


All it takes is a few inches of water to cause thousands of dollars of damage. Click here for helpful preparedness tips from Ready.gov and start preparing today.
Carbon Monoxide


More than 400 people are killed each year in the United States from carbon monoxide poisoning. Click for more information.
Employment Practices Liability


Employment Practices Liability is an important coverage that businesses should have.  Click here to see some claim examples.
Gold Key Designation


Encompass Insurance has recognized Horenberg Insurance Services, Inc. as a Gold Key Agency.  The Gold Key designation is the company’s recognition of superior performance. Read more...
Directors & Officers Liability

Just like public companies, private companies and their directors and officers are vulnerable to lawsuits. According to a recent CHUBB study, the average loss (settlement, judgement, and legal costs) was $225,682. To find out more about D&O Liability coverage click here

Because of your Agent's expertise, experience and helpfulness, the process was painless - even pleasant - and took a very short time to complete. --- M.J. Richter and Rosa-Ana Torres

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